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5th Wheel Insurance in the UK

The ever increasing popularity of these amazing RV's is making it easier than ever to get coverage for your American 5th Wheel in the UK. We hope to help make that a little easier for you in this article...



Rockwood 5th wheel from CCRV
Get your 5th Wheel insured and tour the UK and Europe

What Insurance Do I need?


There are various insurance options available for fifth wheel caravans, so it's important to choose what's right for your needs when looking of insurance coverage in the UK. Here is a breakdown of common coverage types.


Comprehensive coverage

This broad insurance type covers a range of potential damages to your fifth wheel caravan, including theft, fire, storm damage, vandalism, and accidental damage. It also typically includes coverage for damages to third-party property caused by your caravan.


Third-party, fire, and theft coverage

This insurance type provides coverage for damages to third-party property, as well as damages to your caravan caused by fire or theft. It does not cover accidental damage to your caravan.


Third-party only coverage

This basic insurance level solely covers damages to third-party property caused by your caravan. It does not provide coverage for damages to your caravan itself.


New-for-old coverage

This coverage option replaces your caravan with a new one of the same make and model if it is written off or stolen. It is generally available for caravans up to a certain age, such as 5 or 10 years.


Market value coverage

With this coverage, you receive a pay-out equivalent to the current market value of your caravan in the event of it being written off or stolen.


Agreed value coverage

This coverage entails reaching an agreement with your insurer on a specific value for your caravan. If it is written off or stolen, you will receive the agreed-upon amount.


Contents coverage

This coverage protects the personal belongings inside your caravan, such as appliances, furniture, and personal items.


When choosing an insurance policy for your fifth wheel caravan, consider factors such as its value, frequency of use, and storage location. It's also worth exploring additional coverage options like breakdown assistance or European cover if you plan to travel outside the UK. Always compare policies from different insurance providers to find the optimal coverage for your specific needs at a competitive price.



Who Offers Fifth Wheel Insurance in the UK?


When it comes to insuring your fifth wheel caravan in the UK, there are several insurance companies that specialise in providing coverage for these RVs. While we make no specific recommendation, we have put together a short list of UK 5th wheel insurers worth considering:


Comfort Insurance

Comfort Insurance specializes in providing insurance coverage for leisure vehicles, including fifth wheel caravans and motorhomes. Supported by Aviva and rated #1 as the best company in the category "Caravan and Motorhome Insurance Company" on Trustpilot. Find out more on their website: https://www.comfort-insurance.co.uk/


Caravan Guard

Caravan Guard is a specialist insurance provider that offers coverage for fifth wheel caravans. This company is rated #2 in Trustpilot's list of best companies in the category "Caravan and Motorhome Insurance Company". Learn more at https://www.caravanguard.co.uk/


Safeguard UK

Safeguard UK is a specialist insurance provider that insures fifth wheel caravan RVs. Rated "Excellent" on Trustpilot with a score of 4.7/5 with in excess of 2½k reviews. Learn more on their website at: https://www.safeguarduk.co.uk/


Caravan and Motorhome Club

The Caravan and Motorhome Club provide insurance policies for leisure vehicles including fifth wheels. Find out more at: https://www.caravanclub.co.uk/insurance


Please keep in mind that the availability of coverage and specific policy details may vary among insurers. It's crucial to obtain multiple quotes and carefully compare the coverage options, policy terms, and premiums before selecting an insurance provider for your fifth wheel caravan.


Rockwood 5th wheel from CCRV
Example insurers providing coverage for 5th wheel caravans in the UK

Get Experienced Advise Through CCRV

We recommend visiting our Facebook pages to ask the advice and recommendations of other 5th Wheel owners as their experience is hard to beat:


https://www.facebook.com/ccrv.co.uk/

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